The Process

  • Pledge

    The first of four steps before opening a Community Bank® branch.

    This is the opportunity for members of the community to indicate their support as a future shareholder and customer. Without enough community support, the branch will not go ahead.

  • Feasibility

    Once they've pledged their support, community members will receive a feasibility survey which helps the local committee determine if there is enough banking business to open your Community Bank® branch.

  • Prospectus

    During the prospectus phase (usually three to four months), you'll formalise your support for your Community Bank® branch by purchasing shares in your community company.

    As a shareholder, you will help determine where branch profits are allocated.

  • Launch

    Step four, the most important of all, will see the doors open on your local Community Bank® branch.

    Local residents and businesses commence an ongoing relationship with the branch.

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